Turn your supplier payments into pure profit.
Earn 1.5% unlimited cashback on every payment you can with no caps or credit requirements.

You’re already moving millions out of your accounts to pay suppliers - whether through ACH transfers, checks, or payment automation software. AP Copilot transforms those same payments into a profit center, earning you 1.5% unlimited cashback on every supplier payment you can while providing intelligent insights to optimize your supplier relationships.
Payment Automation Platforms Comparison
Unlike Ramp, Brex, and other employee expense management platforms, AP Copilot is purpose-built for your accounts payable operations. While employee expenses might be a challenge to manage, your vendor payments are typically 5-10x larger - representing your biggest opportunity for cashback rewards and supplier optimization.
Employee Cards (Ramp/Brex) manage employee spending on travel, meals, and software.
AP Copilot lets you earn cashback on marketing, logistics, utilities, technology spend and more - your largest business expenses other than payroll.
The real money in B2B payments is not in managing employee expense reports - it’s in optimizing the massive supplier payment flows that keep your business running.

AP Automation software like Bill.com automates your AP workflow but charges you fees to send payments with limited intelligence. AP Copilot automates the same processes while paying you to make those payments and providing supplier insights that help optimize your vendor relationships.
The Economics Tell the Story:
Traditional AP Process:
- Send $10M in monthly supplier payments through Bill.com
- Pay $79/month + $5,000 transaction fees
- Limited payment methods (mainly ACH)
- No supplier intelligence
- Net cost: ~$5,079/month in fees
AP Copilot Process:
- Send $10M in monthly vendor payments via AP Copilot
- Earn 1.5% cashback = $150,000/month
- Broad card acceptance with suppliers
- Supplier intelligence and optimization insights
- Net benefit: $150,000/month in rewards
Monthly difference: $155,000+ swing in your favor
The profit impact:
This $150K monthly cashback equals the profit from $375K-750K in additional core business revenue (assuming typical 20-40% margins) - but with zero operational costs, customer acquisition complexity, or delivery risk.