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We’re not another payment automation tool. We’re a team workspace.

 

The Old Way: AP is a cost center.
The Copilot Way: AP is a profit center.

The Old Way: Built for dashboards and executive reports.
The Copilot Way: Built for collaboration and daily workflow.

The Old Way: Success is "clearing the queue" and staying invisible.
The Copilot Way: Success is visible, rewarded, and impactful.

The Old Way: Payments go out, nobody notices.
The Copilot Way: Every payment earns cashback. Everyone sees the value.
Discover More About Why We Are Different

Tools for the stuff AP people do every day.

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No More Payment Guesswork

Assign payments to specific team members and split them across cost centers or categories to maximize virtual card cashback. Everyone knows what’s theirs, and every dollar is optimized.
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Catch Issues Before They Escalate

AP Copilot flags payment anomalies, duplicate entries, and mismatched amounts so your team can resolve them before they become costly problems.
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Vendors Onboarded in Minutes, Not Weeks

Get new suppliers set up and accepting virtual card payments fast. Our streamlined onboarding eliminates the back-and-forth of collecting W-9s, banking details, and payment preferences ...

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Move Vendors Off Checks — Without the Hassle

Use built-in conversion tools to shift vendors from paper checks to virtual cards seamlessly. Higher card acceptance means more cashback and less manual processing for your team.
  • Group 80

    “For years, our AP team was invisible — we processed payments and nobody noticed unless something went wrong. Since switching to AP Copilot, we’ve generated over $180K in cashback, cut our vendor onboarding time in half, and for the first time, leadership actually sees AP as a strategic part of the business. My team finally has a tool that was built for us, not around us.”

    - AP Manager
    • Shape Right
    Group 22

    The numbers legacy AP tools can’t touch.

    We’ve combined Mastercard-backed rewards with a platform teams actually want to use. The result: adoption rates and returns that redefine what AP departments can deliver.

    Stay In Touch

     

    50 %

    Virtual Card Acceptance (Industry avg: 2-5%)

    1.5 %

    Unlimited Cashback via Mastercard

    10 x

    Higher adoption than legacy automation

    100

    trees planted for every new customer your team brings on

    Questions AP teams actually ask.

    Is this going to disrupt my current accounting system?

    No. AP Copilot connects directly to your existing accounting system. We don’t replace your ERP or change how invoices get into your system — we pick up where your accounting software stops and give your team the tools to pay suppliers smarter, faster, and with built-in rewards.

    How do you actually get 50% of vendors to accept virtual cards?

    The industry average is 2–5% because most tools make it painful for both the vendor and the AP team. We built streamlined onboarding and conversion tools that make the switch seamless. When it’s easy for your team and the vendor, adoption takes off.

    Will this make it harder to manage vendor relationships?

    The opposite. AP Copilot helps you onboard vendors quickly and gives them a better payment experience. Moving away from paper checks and email chains into a clean payment workflow actually strengthens your vendor relationships.

    Do we have to change banks to get the cashback?

    No. Our Mastercard partnership integrates with your existing banking setup. You get the rewards and profit-center status without switching banks or taking on new credit lines.

    What makes this different from AP automation tools like Bill.com?

    AP automation tools are built to digitize invoice processing and give the CFO visibility. AP Copilot is built for the team doing the daily work — assigning payments, splitting them to maximize cashback, tracking everything in real time, and onboarding vendors fast. Legacy tools struggle with 2–5% card adoption. We hit 50% because we built the workflow around AP practitioners, not executives.

    How does an AP department become a profit center?

    By earning high-yield rewards on the payments you’re already making. AP Copilot’s Mastercard partnership delivers 1.5% unlimited cashback on virtual card payments. Your team uses our tools to move more vendors onto cards, split payments strategically, and track the revenue AP generates — turning a cost center into a measurable contributor to the bottom line.

    Your AP team drives the business forward. Give them a platform that proves it.

    Connect your accounting system, assign and split payments, earn cashback on every transaction, and give your AP department the visibility it deserves. Set up takes five minutes.

    Start Free Today
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